Employment Practices Liability Insurance

Protects the entity (corporation), its directors, officers and employees if a claim is brought for allegations of:

  • Wrongful dismissal, discharge or termination of employment
  • Employment related misrepresentation
  • Violation of any employment laws, Wrongful discipline
  • Sexual or workplace harassment of any kind
  • Wrongful failure to employ or promote
  • Discrimination due to a person s citizenship, dependence on alcohol or drugs, linguistic background, mental or physical disability, political belief or source of income, religious beliefs, country or nationality of origin
  • Negligent evaluation, Wrongful deprivation of a career opportunity
  • Employment related defamation, invasion of privacy
  • Employment related wrongful infliction of emotional distress
  • Breach of any oral or written employment contract or quasi-employment contract
  • Failure to provide adequate workplace or employment policies or procedures
  • Unfair or wrongful dealing, retaliatory treatment (whistleblower protection)
  • Contagious diseases, reproductive hazards
  • Workplace violence

Sources of Claims

  • Refusal to employ a qualified applicant
  • Failure to promote a qualified employee
  • Demotion, evaluation, reassignment, or discipline of an employee, including constructive discharge
  • Harassment, coercion, or unfair discrimination as a consequence of such things as race, color, nation of origin, creed, religion, gender and age
  • Defamation of character
  • Oral or written publication of material that slanders or libels an employee
  • Violation or invasion of an employee s right to privacy